Accepted for Value

Team, I asked this question before, but did not provide much information, so this is my attempt to restate.

When attempting to discharge the debt of a credit card, what would be the correct process of doing so. I innerstand so far that you write/stamp on the bill "accepted for value.....", amount, signed, etc. This is something that can be easily found on the internet done often when looking for something as simple as "A4V" on google Images.

There are however a lot of variations to this it seems. Some places state that you must include the 1099. Some send it to the treasury Dept., some send it to the CEO, some send it to the IRS. Do we follow the strict administrative process (which is a fight of its own)?

None of the books provided do not mention any of this, and little could be found here on this site about this. I do innerstand that this is a delicate process, but I am also feeling like I am at a dead end.

I feel like I am stuck and not sure how to proceed. I've stried to get some consultation from other services and many stop at letting me know that my secured party process was done correctly (when asked how my process went).

I apreciate all of your time and will respond quickly.