discharge process "RE: Notice of Claim and request for payment relating to mortgage"

First move (after filing UCC documents with registry of deeds) properly determining and executing the "Non Negotiable Notice of Claim" to mortgage and student loans. A) are my damages the full loan amount (I think yes) B) are my DAMAGES the amount that I have already paid to them?  I noticed that my mortgage SERVICER was prompt in responding to me recently when I sent an AFOR V.  Is it advised that I add "if no response is forthcoming and no restitution or remedy applied I will have no choice but to pursue other remedies".  C) is any UCC documentation needed at this point?  (I think no).    Thank you and I pray for all our debt relief.  xoxox  Zha