This is more like a statement of observation than a question. I noticed that businesses and institutions are more acceptable of a negotiable means that satisfies both your needs and giving them maybe a +25% reinvestment into their business(s) to want to lend certain goods and services out to you in even greater quantities in future endeavors. There's 2 sides to the coin and both of them are very well different; never to be mistake as one being the other. Yin and Yang, Good and Evil. Due diligence, choose a side, or choose no side. The choice is yours. Choose wisely.