The process before discharging
Karen723 asked 10 years ago Hello Everyone, I'm new to this and recently became SPC. From my understanding and reading the contents posted on this site. I am suppose to write a debt settlement letter to a creditor? before I can discharge the debt. Can someone please provide clarity because from my research I found different. What's the point of becoming SPC if I'm still using physical money to pay debt. PLEASE HELP & Thank you.
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