Urgent AFV question

Ohio couple sentence for attempting to Defraud creditors and Fraudulently obtaining Tax refund money Before I start my process I would love you guys to explain In Sovereign language what exactly they did wrong so I will not ever make that Mistake I am not in fear because fear is false evidence appearing real So I'm doing my due diligence in asking the veterans Of this situation I'm sure You guys may have came across it I have banking debts credit card debts Ticket debts etc My main problem is opening my trust account with Wells Fargo But my Debt with the other banks show on my Chexsystems I's been studying hard and I'm pondering if i should use AFV And send it to the IRS 3 main addresses or the( CFO)Red stamped Blue signed OrSimilar to the stamp on make freedom.com slappum Around with a letter campaign with unsolcited offers CAFV Etc. To Remove Bad Inquiries And debt So I may continue My financial freedom journey as SPC /Sovereign And acquire Health&Wealth To help change or universe for the better of our beings thank you family and God-bless you For honest from the heart answers ?PS. Are you guys familiar with the doug riddle approach which is less detailed will it be more affective if I use my stamp Approach with more detailed Public law I'm puzzled and how will I know they received it and the debt was cleared so I may proceed with my Endeavors.??